Terms & Conditions For Gold Plus Saving Scheme

  1. The monthly installment must be paid for a minimum of 12 months.
  2. After paying all the installments for a minimum of 12 months the member can choose to continue and extend the tenure as long as she /he wishes and purchase 916 hallmark Gold Jewellery, Silver Articles or gold coins at the end of the next month after the last installment is paid.
  3. only gold jewellery, Silver Articles and gold coins can be purchased under this plan of zero %.Special jewellery/Ruby/Emerald/Cz stones jewellery/ Diamond jewellery/Platinum jewellery is not covered under the scheme.But can be purchased by paying difference wastage/making charges as applicable.
  4. Default members are entitled to pay wastages(VA) making charges and vat as applicable.No cash refund will be made under any circumstances
  5. Members are advised to ensure that all the payments made by them are correctly entered in pass book provided to them.Any discrepancies must be immediately bought to managements notice for rectification.
  6. Payment is accepted in cash/cheques/DD/pay orders favouring "LALITHA THANGA MAALIGAI"
  7. This scheme is unique and will not be clubbed with any other offers
  8. Lost pass book will be replaced only after the member produces an affidavit and a payment of rs50, The new(duplicate) pass book will be issued only the next day
  9. Members paying their installments by post are requested to update their pass book as soon as possible
  10. In case of dishonouring of cheques bank charges will be levied.
  11. The validity of this plan is 24 months from the date of the last installment.
  12. It is at the sole discretion of the company to alter, amend, modify, add or delete any of the terms and conditions's from time to time.
  13. All disputes are subject to chennai jurisdiction
  14. Customer signatures should tally at the time of maturity purchase with the applicant's signature.
Groups Installment per month payable for 15 months Total Paid After 15 months BENEFIT On Maturity With Benifit
2nd Month Gold Coin 8th Month Gold Coin Total Benefit
Rs 10,000 Rs 1,50,000 5 Gm 5 Gm 10 Gm Rs 1,50,000 + 10 Gm Gold coin
Rs 5,000 Rs 75,000 2.5 Gm 2.5 Gm 5 Gm Rs 75,000 + 5 Gm Gold Coin
Rs 2,000 Rs 30,000 1 Gm 1 Gm 2 Gm Rs 30,000 + 2 Gm Gold Coin
Rs 1,000 Rs 15,000 0.5 Gm 0.5 Gm 1 Gm Rs 15,000 + 1 Gm Gold Coin
Rs 500 Rs 7,500 0.25 Gm 0.25 Gm 0.5 Gm Rs 7,500 + 0.5 Gm Gold Coin

I have read and agreed to the Terms and Conditions